Now Covid has stopped my travel plans, I am considering teaching again - a temporary one-year contract. I am due to receive my TP in November. I know I can earn a certain amount (salary of reference minus my annual pension) without the pension being affected. However, the job would take me above this amount. So, HOW would pension be affected? Would I have to delay taking it? Could I still have my lump sum? Anyone have any experience/knowledge which might help my decision?