At 65, I'm retiring. Mr. N and I have achieved our dream of a small house by the sea, in the sun. My kids (not his), however, are not happy that we are not retiring in their town, so that they will have a babysitter on tap. I am full of guilt because one son and his wife are having a struggle with a large family and a large mortgage. I plan on flying to see them 3x a year (they live 800 km away), but this is apparently not enough. I am also moving away from my 92-year old mother in a rest home - we just can't afford to buy in that expensive area. It's very difficult trying to please everyone...but after teaching for 42 years and raising three children single-handedly, it seems reasonable to have some time and space of one's own ... doesn't it?