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Who can apply to join the Teachers Pension Scheme ?

Discussion in 'Independent' started by Gimenez2010, Jan 5, 2020.

  1. Gimenez2010

    Gimenez2010 New commenter

    Dear All,

    I don't come on here a lot and I've just written to my union for further info but thought I'd check here for further / additional advice.

    I really hope you can help me and or at least direct me towards help as I am confused as to whom to turn to so apologies if I come across a little naïve.

    I am a fully qualified British teacher with 25yrs experienced and fully paid up NUT pension paying state teacher.

    I am looking for advice but for my wife's pension plan ( also a teacher) . She is currently not a member of NEU but I have been for 25 yrs ( and she is the named partner on my plan) .Obviously no prob with her joining if allowed.

    My wife has asked me for pension advice which I hope you don't mind me enquiring.

    She too is a qualified teacher with British QTS and over the last 8 years has been working on a part time basis doing supply work and more recently for the last 4 years has been PERMANENTLY employed by a non British International state school based in London ( IN THE UK THE SCHOOL IS CONSIDERED A PRIVATE INDEPENDENT SCHOOL registered with both Ofsted and the Independent schools inspectorate ( IF THAT MATTERS ).

    In this school she does not ( IS NOT ALLOWED ) to pay into the SCHOOLS TEACHERS PENSION SCHEME which is administered in a EU country as she is a permanent UK resident paying into an alternative pension company which the school legally had to offer ( IT'S NOT A TEACHERS PENSION SCHEME).

    My big question is does she qualify to pay into The BRITISH TEACHERS PENSION WHICH HER SCHOOL DOES NOT ADMINISTER .SHE HAS BEEN WORKING AND LIVING IN THE UK FOR 20 YEARS AND IS A FULLY QUALIFIED TEACHER .

    WE ARE IN OUR EARLY 50S THERFORE WILL RETIRE IN ABOUT 12-15 YEARS

    Any advice will be much appreciated

    Please advise.

    Gimenez2010, 5 minutes ago Edit Report
     
  2. Rott Weiler

    Rott Weiler Star commenter Forum guide

    Qualified Teachers only have a legal right to be in TPS if their contractual employer is a UK state school - LA or academy - or they are employed by a local authority. Supply teachers have a right to be in TPS only if directly employed by a state school or an LA. Supply staff employed by an agency are not entitled to join TPS.

    Private schools can elect voluntarily to join TPS in which case they must include all teachers. Although recently private schools have been queuing unto leave TPS, not join it. Only the private school, as employer, can elect to become a member of TPS, and then must enrol all teachers on its payroll. Individual teachers in private schools cannot join TPS just for themselves.
     
    Gimenez2010 and Flanks like this.
  3. caterpillartobutterfly

    caterpillartobutterfly Star commenter

    Your wife is employed part time in an independent school and so will be paying into whatever employee pension plan the school has.
    That is all that matters...her status as a British citizen, union member or not, length of service and so on are of no relevance.

    The greatest concern about your post is that your wife is not in a union...she really needs to be.
     
  4. Gimenez2010

    Gimenez2010 New commenter

    Thank you. This really does make sense and answers all my questions.
     
  5. Gimenez2010

    Gimenez2010 New commenter

    Unfortunately not in her case as the school has different employment contracts. Those secured employment overseas civil servant contacts from said EU country will benefit from their overseasTeachers pension ( 80% ) of current staff whereas her employment which was organised in the UK will not benefit from the overseas pension at all.

    Yes this is a bug bear one I hope she soon consolidates.
     
  6. caterpillartobutterfly

    caterpillartobutterfly Star commenter

    Same as in most independent schools. Your wife is employed under a contract that she signed 4 years ago...she can hardly suddenly say she doesn't like it now.

    My school doesn't pay into the TPS any more and many others don't either. There is a formal consultation process and a thread further down this page with lots of details from teachers in other independents.

    If your wife isn't in a union there isn't anything your union can do to help her. And, even if she joined now, they'd not help her with this issue as it was already an issue before she joined.
     
  7. Curae

    Curae Star commenter

    Try Government website on pensions
     
  8. caterpillartobutterfly

    caterpillartobutterfly Star commenter

    Why?

    The school has, as legally obliged, provided an employers pension scheme to this particular teacher.
    The fact the teacher wants to be in a different one is just too bad.
     

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