Hi everyone! I love reading the threads on this forum. I'd love your opinions to help me clear my thinking. I'm 49 and will be 50 in July. My husband is 65 and has been retired for about 8 years. I've only been teaching about 8 years and have no intention of working until 68 (or whenever!) to get my pension. Luckily we have no mortgage, the kids are (almost) independent, I'm not depending on my teacher's pension which will be quite small. I have a small pension from my previous career and even when hubby kicks the bucket, I should be ok with his company widow's pension. I've not enjoyed teaching the past couple of years - too many observations, competitive nature of younger teachers, paperwork, working evenings/weekends etc etc (I'm sure you get the picture!). I'm certain that I don't want to teach full time any more - I've had enough. The question is - shall I just pack it all in now and take a (very) early retirement so that I can spend some time with husband before health issues kick in - we've always talked about travelling and I just think that if I don't jump ship now, it may be too late if I wait even another couple of years. My head likes me, I'm on SLT but deputy-ship is still a couple of years away and she favours young teachers anyway (they're more pliable!). I don't want to stay full time BUT love my colleagues and is 50 too young to walk away? Aaargh - I'm going round in circles! What would YOU do?