Good Morning out there, Just wondering, what everybody does or plans to do with their lump sum. Did you choose the larger monthly pension or the larger lump sum? If you decided on the larger lump sum, did you invest it? I'm just being nosey as I have to decide and, on the one hand I'd like more ready cash to spend (wouldn't we all?) and tie me over for the next five years; on the other hand though, as I plan to live till I'm over 100 years old (I want my moneys worth from state pension 'cos I've worked all my life!!) would I be better off having a reduced lump sum and larger monthly payement? I know at the end of the day, only I can decide what's best for me but, as I said earlier I'm just being nosey!