Thanks everyone for your considered responses and brilliant advice. Found this trawling the web; https://www.sapling.com/6675480/disadvantages-retirement It's American - to save you having to read it let me summarise. The blogger suggests 3 drawbacks to retirement 1 Boredom - you've got to have things to do whether it be sport, hobbies, travel, family and friends - or more probably all of these. You can't just sit around the house (unless that's what you want to do ) 2 Personal interaction - as stated above in this thread some people miss mixing with work colleagues of different ages. 3 Financial insecurity - this shouldn't be a problem for teachers here because - assuming you have the years in - it's a good pension I assume that the secret to a happy and fulfilling retirement is to have strategies to combat 1 and 2 and if 3 is a problem get some part time work!