https://www.tes.com/news/exclusive-dont-worry-about-applying-broke-unis-ucas-tells-pupils Pupils should not be put off applying to universities which are reported to be under severe financial pressure, the chief executive of Ucas has said. Clare Marchant told Tes that pupils should make their decisions based on factors such as course modules and accommodation costs rather than “the financial health of the institution”, and that Ucas had plans in place to help students were a university to go under. And why stop there? Having an extension to your house built? Just look for the builder who's most likely to go bust but who offers you gold plated taps and marble work tops for no extra cost. She went on: “My advice to students and parents and teachers – because often they’re in a highly supportive role – is to do your research. You don’t make your decision based on what’s reported in the media… Ultimately make your decision based on the subject, based on the place you want to go, based on student feedback.” Yes, ignore that press report that your builder is going bust after all, there's a chap down the road who had his extension built by them a few years ago and was very pleased with the results. If a university did have to close a department because of financial pressure – or if an organisation collapsed entirely – Ms Marchant said she could give “reassurance for students” that the Office for Students would act on their behalf and “Ucas will be there to provide information and advice”. Don't worry if you're left with a half built extension when your builder goes bust, I'm sure you know someone who has a mate whose brother does something in the building trade and he can find someone to finish the job for you. Asked by Tes whether Ucas had contingency plans for a university going into liquidation, she said: “We scenario plan pretty much every eventuality and that one would be in there. We scenario plan things around Brexit, we scenario plan things around government policy.” She added: “Students having to switch part way through a course at volume to another institution we scenario plan, and we do that on a regular basis.” Finally, if you're going to recommend a dodgy builder to someone, just keep repeating the phrase 'scenario plan' as many times as you can and they're sure to be convinced.