Hi I wondered if anyone has any advice to give me about transferring a local government pension. I have a teacher's pension which I started in 1989 and stopped paying into in 2014 when I was earning a full time salary of about £39k - I am not planning on going back into a teaching post so want to just leave that there until I reach 60. I also have a benefit contribution pension at Royal London which was started in 2014 when I worked one afternoon for an educational organisation - although I no longer work there, I opted to keep the pension going by paying in a certain amount each month as I am now self employed. In between 2014 and 2016, I worked at a university and paid in to a local government pension - this is the one I would like to transfer to my Royal London pension. My local government pension is very small and I have been given a transfer value of 6.5 thousand pounds. My husband thinks that I won’t be allowed to move the local government pension to my Royal London pension because it is a defined benefit pension. Online advice seems to say it is possible with a local government pension as they have funds available to do this, unlike the teachers pension, I have thought about getting advice from a financial advisor but from googling this, it seems hard to get anyone to consider taking on small bits of work and also if the cost is high, it makes it seem like not worth doing if any potential financial gain goes straight back out in fees, I also got a letter last year from the local government scheme saying I had to either a) take the actual money I put into the pension which was not that much, or b) move the pension transfer pot of 6.5k to another scheme, or I could leave the pension with them for a limited amount of time but then I would need to decide whether to take route A or B at a specified date ( haven’t got this to hand) - I couldn’t just keep the money in with their scheme indefinitely. I told them I would leave the money in the local government scheme at that point and it is still there. I am not sure yet when I’ll retire - I’ll obviously take my teacher’s pension and lump sum at 60 but could well carry on being self employed for a good few years yet - I’m in no rush to retire from that. Any advice very welcome.