Time to renew home and car insurance. Got renewal quotes from current insurers which will automatically renew from credit card. Got quotes from online sites which of course come up cheaper than renewal quotes. So far,so good as access to info is more choice and more choice is good. Or is it? To start with,there is the time you spend getting the quotes and trying to figure out if the quote is 100% similar to what your renewal one offers. More importantly,is trying to phone to cancel renewal and having to speak to someone whose job it is to convince you to stay,even if that mean making you feel stupid by asking lots of questions to prove that their quote is best and the other one rubish. I'm thinking how much simpler my parents had it when they dealt with banking/insurances/any big purchase. They would go to one person they trusted: banker/broker/prefered shop and just trusted that person was giving them a good deal. As long as the price was in whatever budget they had in mind,they did not think twice. My point is are we really happier with all that access to information?