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The reality of retirement at 55

Discussion in 'Retirement' started by elainerosebud, Jul 30, 2019.

  1. PeterQuint

    PeterQuint Lead commenter

    And yet, in the same way, we’re all massively miffed when people say it’s not a profession.

    It appears to be the worst of both worlds.
  2. Startedin82

    Startedin82 Established commenter

    @elainerosebud - I sense that you feel 55 is too young to finish work. It maybe isn't financial for you as you have an enhanced pension (these are gold dust by the way although 30 years ago or so they were common place).

    I wouldn't have felt ready to finish at 55 and ploughed on to 59 - when I was definitely ready! Even now I'm still doing bits of work and hope to do loads in the autumn as well as some voluntary work. Personally I would say that finishing at that age could lead to ennui/boredom unless it is replaced with something - part time work or volunteering? At that age you have loads to give. It very much depends on what sort of person you are. For me I need to feel that I am putting something in. I like free time and travel as much as the next person but need a balance.
    JosieWhitehead likes this.
  3. elainerosebud

    elainerosebud New commenter

    Many thanks for your reply.
    I have never had any breaks of service so I am ready to do something different. What I don't know.
    Many thanks for all the posts. Very illuminating and lots of kind words.
    Startedin82 and PeterQuint like this.
  4. JosieWhitehead

    JosieWhitehead Star commenter

    I retired at your age and found lots of very interesting things to do with my life - all the things I'd have loved to have done but didn't have time to do when I was teaching. We've found that we are not spending as much now as we were when we were at work, ie petrol/fares, clothes, books etc. It is just wonderful to sometimes know that every hour of the day is yours to do whatever you want to do with it - even if it is just taking your dog for a walk, meeting another person and being able to chat without looking at your watch. Enjoy every single minute you have and do the things you never had time to do before.
  5. PeterQuint

    PeterQuint Lead commenter

    For me, it’d/it’ll be travel.

    I can’t go at 55, unless the lottery is kind, but when I go I want to travel.

    Not necessarily the places most people think of, but I have some spots in mind.

    Get some casual work for a month, disappear for a week or two, that sort of thing.

    It’s either that or an absolutely MASSIVE sudoku.
    Startedin82 and elainerosebud like this.
  6. JosieWhitehead

    JosieWhitehead Star commenter

    You may know that I, now 78, have just completed my 1,400th poem for children - all done in my 'retirement' and at the request of children in my local school, ha ha No, retirement is a time to do something that perhaps you've never done before and a time to do something interesting that will benefit others too.
  7. seasoned

    seasoned New commenter

    At the end of the day, why would any headteacher, LA or MAT want to keep a member of staff in school against their will; not exactly good for morale......
  8. Lucy2711

    Lucy2711 Occasional commenter

    Depends on finding a suitable replacement I guess. And some schools still look at balance of experience vs newly qualified and want to keep this in proportion. In the SE, where I'm a governor of a very large primary, we struggle to get anyone, NQT or experienced. And don't talk to me about the level of turnover ...
  9. Master59

    Master59 New commenter

    I came late to teaching...but after 22 yrs found it was a perfect fit for me...I officially retire at the end of August and have loved it. It’s not been perfect ...but no job is....I guess I’ve been lucky working with some great HT and great staff....could’ve stayed...but like most comments...looking forward to the freedom ahead... hope you all enjoy yours...
  10. Gainingcontrol

    Gainingcontrol New commenter

    Yes. It's good to leave while you still enjoy it and still like young people. However, retiring in good health is important too.
    seasoned and Lelly64 like this.
  11. Lelly64

    Lelly64 New commenter

    I agree with both master59 and Gainingcontrol. I left teaching in July after 33 years and still enjoying it most of the time. I had a number of former colleagues who died soon after retirement at 60. I know I am lucky to be able to retire at 55 ( not a great pension, but independent children, mortgage paid and supportive partner) and with good health. I know I have made the right decision and am looking forward to a new, low stress chapter in my life.
    FrankWolley likes this.
  12. thejudgesscoresarein

    thejudgesscoresarein Occasional commenter

    Age shouldn’t have an impact, but unfortunately in this day and the society we live in, it does.
    Have you thought about becoming an Exam Invigilator or taking up an admin role? The former would only be seasonal work though, it wouldn’t be a full time role, however, you could always look at working in the school office if you wish to take a role within a school environment. You would obviously be taking a salary cut from that of a teacher but could still earn a decent amount- depends what type of school but the salary would range from £19k- £25k unless you are the Office Manager where you could be earning a salary of around £30k.
    elainerosebud likes this.
  13. JosieWhitehead

    JosieWhitehead Star commenter

    So after all this advice, what will you do?
  14. elainerosebud

    elainerosebud New commenter

    At the moment nothing. We have just driven with two dog's back to UK and are awaiting our furniture. I like the thought of exam invigulating making the zero hours contract work. I am going to open to offers and for the first time just say yes and see. Many thanks to all.
    emerald52 likes this.

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