I know a few on here are pretty clever with these sorts of things. Here is my situation. I own a property (outright) and there is a tenant in there. I’ve tried to sell this house before with minimal interest - I love it but it’s a niche taste. However, it’s never short of people wanting to rent it from me. it isn't commutable from current workplace. I want to buy and get a mortgage but obviously I need to raise a deposit as quickly as possible, so I’m considering opting out of my pension for twelve months then opting back in. Is this doable? Thanks!