I a due like thousands of others to retire from teachers on 31st August (three weeks !) and yet I have no idea of what pension I will actually get, I have been told that I might not even get the breakdown until that day !!. How on earth are you going to plan for the future. All the so called "calculators" on the site are useless, as they don't cater for breaks of service and working abroad and employed by private academies Anyone else in the same boat ? .