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Survivor’s Pension

Discussion in 'Retirement' started by PeterQuint, Aug 4, 2019.

  1. PeterQuint

    PeterQuint Lead commenter

    SWMBO has just asked me this, and I don’t know the answer, though I’m sure I’ve read it here somewhere.

    Next year I turn 55 and will be taking my pension.

    How much will she get when I die, presuming I go before her, but after I’ve started taking my pension?
  2. lynneseptember

    lynneseptember Senior commenter

    Isn’t it 50%? Not totally sure, but that figure rings a bell.
    border_walker and PeterQuint like this.
  3. Sundaytrekker

    Sundaytrekker Star commenter

    It’s 50%. That’s not always true if the pensioner is female because earlier service (can’t remember the date, pre 1980s?) doesn’t qualify for widowers. I suppose originally it was assumed a man would have his own income anyway but equality has meant that now it’s the same for both.
    PeterQuint likes this.
  4. jonnymarr

    jonnymarr New commenter

    'Annual family benefits' on the pension statement online / 50% as mentioned by others above.
    For more info, eg if you are a deferred member, there's also a TPS factsheet with the dubious title, 'Death benefits' :(
    PeterQuint likes this.
  5. catbefriender

    catbefriender Lead commenter

    I think it may be 50% of your pension, ONLY when she reaches her retirement age i.e. she can only get it when she is 65-68. You can draw earlier at 55, but she can't. That's what I think it is.
    PeterQuint likes this.

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