Hi. My first post! Well I've finally decided to stop teaching I'm 55 and still have 2 boys at Uni. I thought that as my income is dropping by 15% I could get them a bigger loan. Turns out student finance( I think) take lump sums from pensions into account as income. I rang student finance and they are a bit unsure themselves in fact rang twice! Does anybody have any experience of this? When you apply normally it doesn't ask for lump sums but claiming for reduced income it does? Just want to be honest.