Most High St banks offer student/graduate accounts, but not all of them seem to offer one to PGCE students. One that does is NatWest. You can either open online and take your ID to a local branch, or better still, go to the town/city where you're going to study and go to a branch near your uni, where there are bound to be special student bankers who are au fait with ins and outs of student finance. Usually you get up to around £2000 in free overdraft - no interest or charges, and possibly more on special terms. You normally get freebies with student account, such as shopping vouchers, free railcard or straight £50 to £100 added to your account.