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Single Mum - work full or part time?

Discussion in 'Part-time and job share' started by Exit3, Jun 9, 2016.

  1. Exit3

    Exit3 New commenter

    Hi :)
    I need to earn as much as I can (don't we all!) whilst spending as much time as possible with my 2 year old. I have frankly got a headache from trying to understand how Tax Credits work. I have seen an advisor at the Job Centre too - but she didn't understand it herself! I do not want to end up working too many days to then find I have the same income or even less (due to losing Tax Credits). I have the opportunity to work either 2 or 4 days ... which would be a smarter move financially? My daughter already accesses the free 2 year nursery funding (15 hours a week). Many thanks for your thoughts x
  2. frustum

    frustum Star commenter

  3. Coolgiraffe

    Coolgiraffe Occasional commenter

    I'm sorry I don't know much about this but isn't it all about establishing how many hours you actually work? Which is like asking how long a piece of string is. You could do with someone who is in the same situation replying really, if you don't have much luck here maybe post this on pay and conditions or ask for some Union advice. Good luck x
  4. frustum

    frustum Star commenter

    To qualify for working tax credit, you have to work at least 16 hours, and there doesn't seem to be a single answer to what proportion of a teaching contract that is. However it's probably reasonably clear cut in this case, as 2 days is going to be less than 16 hours (in theory, anyway), and 4 days will definitely be over.

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