Yep, that's right, kitty. You can pay in £1,000 (in a oner or dribs and drabs - as long as the amount totals £1K over the course of a month) and immediately withdraw it or transfer it the next day. You'll still get your £5 monthly 'reward'. We have 3 'reward' accounts with Halifax and Bank of Scotland - one that my salary goes into, one that my husband's salary goes into and a joint account that we transfer his salary into a few days after it's gone into the other account. Sneaky? Yes - but you can't argue with £180 extra cash every year. Faffy? A bit, but it's worth it.