I admit it, I'm a shopaholic. By 25 I had got myself into 12k of debt. Over the last year I had managed to reduce it significantly. Last year (aged27) I took out a consolidation loan and would have paid it all off in a year. However, circumstances changed and the payments were too high. I couldn't reconsolidate again so instead took out an overdraft to help me. The loan finishes in August but I will still have about 3k on overdraft. Last week I transferred the OD onto a 0% card giving me 20 months to pay it off (I've cut up the card). I'm annoyed with myself that I now won't be debt free this year, especially as mum and bf are so pleased I've paid it all off. I know it's my own fault but I can't help spending. I have mild mental health difficulties (depression/anxiety) and having 'stuff' seemed a way of kidding myself everything was ok. But now it just causes anxiety as I know I shouldn't be spending. I need to stop as I don't want to spend my life in debt - I currently have 5k (loan and Overdraft) left to pay. I don't have anyone I can talk to in RL (mum and bf would be too disappointed in me). I just don't know how to stop Thanks for listening, need to gt it off my chest and got nowhere else to turn.