If nothing turns up, I'm thinking ofgoing self-employed doing some painting, writing and tutoring. I've already been asked to do Language tutoring for an Asian friend, and was going to do it for free - they have offered to pay me going rate and I was thinking there must be several others who would pay too. I have always wanted to do Art Activity days in school - storytelling/poetry/science/history and art with music - but don't think schools have money to spend on those things nowadays, do they? What would I need? Public liability insurance? Business insurance on my car? Do my own tax - what does that involve? Pay NI myself? Get a pension - can TPS be transferred or do ex-teachers leave it there to brew? Any other considerations?