Hello, I am an unqualified teacher starting at a school in September. The school have given me a laptop to use in the classrooms for the electronic whiteboard, register and my personal work. There aren't PCs in the classrooms. I have signed a contract which says that the school doesn't insure the laptops and "that the school has the right to recover, in full and directly from my salary, the replacement costs (£608 inclusive of extended warranty) or any other costs associated with the loss or damage for whatever reason." Can I insure the laptop myself, even though I don't own it?