Thank you to those who have contributed to this TES retirement forum. Your experience regarding the process and the benefits of retiring early have inspired me in my decision and have allowed me to take this step with confidence. I will be retiring in April 2019 at the age of 56+, after almost 20 years of teaching. The demands of a secondary sector senior teacher role have been taking their toll in recent years and I have decided to forgo some pension in exchange for additional time and a hopefully healthy retirement. I am fortunate that I also have 20 years of banking pension to fall back on, due to an enhanced voluntary severance package offer that prompted my career change in the 1990s. I am enjoying counting down the days and am looking forward to spending more time doing what I enjoy, without the unrelenting pressure of bureaucratic administration and ever reducing resources that have made teaching so stressful in recent years. I consider myself very fortunate to be in this position, although I have focused on paying off my mortgage and building up savings over the past 8 years. It has been well argued on this forum that if you have enough money to support you comfortably, then having additional time, less stress and more control over your life are more important than holding out for extra money that you may not live to enjoy.