I am retiring at Christmas after 22 years of primary teaching in my present school (last few years part-time) and 37 years altogether. I am one of the last to be able to do so at 60. My 60th birthday is actually on the last day of term, so it was meant to be. People keep asking me what am I going to do. I am tempted to say nothing, but the expected answers seem to be; travel, golf, gardening, write a novel, downsize, move to the seaside. What would you do? And what would you spend the £44 000 lump sum on?