I took my final benefits, after a phased retirement ,nearly three and a half years ago at the age of 58. Then I decided I wasn’t completely ready emotionally and financially to retire! Therefore, since September 2016, I have completed 3 part-time fixed term teaching contracts of various lengths. The current 4th fixed term contract finishes at the end of this term. This will be my final one, as I am now ready to pursue the next chapter of my life. I still enjoy the actual teaching but, after a career covering nearly 38 years, the ‘other stuff’ gets in the way too much! I want to contribute here here for two reasons. to keep myself on-track and accountable. to indirectly help others to reflect and maybe share their own thoughts and experiences. I have always found the retirement section of the TES Community very informative and inclusive. It is obvious that we all approach retirement in different, but equally valid ways. Similarly, our views on finances are equally diverse. I hope that my contributions will be a positive addition to the general debate. My next post will outline how I have planned my finances up until the age of 66. This planning and budgeting has given me the confidence to fully embrace retirement from teaching after, what could be considered by some, too much of a delay!