Dearest brothers and sisters "in arms". Any guidance gratefully received from a 48 yo lifer who has taught for nearly 25 years in the same school in a challenging yet mostly wonderful secondary school. I'd love to retire at 60 have unbroken full time service and standard pension contributions akin to the lazy swine I am that just left things as they were. Currently jealous of older colleagues with greater contributions to old pension scheme. Any thoughts gratefully received and rewarded with your choice of unwavering gratitude or flippant sarcasm. Thanks good people.