We are being asked to sign a 3rd party disclosure giving the school explicit consent to release our employee information to mortgage providers, pension companies, reference requests etc. I don't have a problem with this apart from the line that says failure to sign this disclosure will prevent a reference being provided & may jeopardise future employment. I know employers aren't obliged to give a reference but can they refuse because I didn't sign a release form? Surely if I'm applying for a job, I'd ask my potential referees first & they would automatically have my permission. Similarly if I apply for a mortgage etc, HR could ask me if its OK.