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Permission to retire ?

Discussion in 'Retirement' started by littlevanner, Aug 15, 2019.

  1. littlevanner

    littlevanner New commenter

    I have read in a couple of other posts that if you seek to retire and draw your pension early ,before NPA, you must ask the permission of the LA. Is this correct and are there any instances of it being refused and if so for what reasons?
    Thanks in advance - it’s really appreciated
  2. FrankWolley

    FrankWolley Star commenter

    I didn't... I simply handed my form in to the school I was working at and they forwarded to to the LA.

    But, if worried, maybe contact the TPS? (Having looked first at their website to see if this point is answered.)
    jlishman2158 and littlevanner like this.
  3. eljefeb90

    eljefeb90 Senior commenter

    Technically yes, you do have to make a request. I, and everyone else I know just wrote a letter to the Head teacher informing him/her of our intention to retire. In any case, it cannot be refused if you are 55 or over . They can delay it for six months apparently, though. I suppose this is so schools can find replacements in extremis and covers the notification period required of head teachers. I have never heard of it being delayed
  4. lizziescat

    lizziescat Star commenter

    Yes, but as Elje says, by six months.

    I retired early, and asked my head if this would be refused by the MAT. He said this was unlikely as long as it didn’t impact badly on the school.
    So with plenty of notice - or going as I did in in August, I can’t see why there would be a problem.

    I know of people who retired at half-term with no issue - I guess because the school had time to prepare.

    Edit: of course had there been a problem, I could have resigned on an appropriate resignation date and applied for pension after that, when I was no longer employed . ( this might have meant a shortish delay in getting pension though) But as else someone said. Check with TPS especially this last point.
  5. diddydave

    diddydave Occasional commenter

    It is only required if you are still in employment - and as everyone else has said it's generally a mere technicality.
    littlevanner likes this.
  6. littlevanner

    littlevanner New commenter

    Great thank you.
    I am the head so will presumably tell the Chair of Governors and LA when I put formal notice in next term, though I told Chair informally last term that this would be my last year as I want them to have as much notice as possible to sort the replacement out, having been there so long.
    emerald52 and eljefeb90 like this.
  7. Sundaytrekker

    Sundaytrekker Star commenter

    I gave more than six months notice for AAB pension to be sure and requested a reply in writing from my chair of governors as I was the head. When I later applied to TPS they requested confirmation of the resignation from the LA. The LA asked the school(me) to confirm this. I sent them copies of my resignation letter and the chair’s reply. Otherwise, I think there was a form they wanted signing.
    littlevanner likes this.
  8. PeterQuint

    PeterQuint Lead commenter

    To be clear, they can stall your pension by six months. You can leave when you want, subject to the terms of your contract relating to length of notice.

    The earliest you can apply for your pension at 55 is when you’re 54 and 6 months.

    The logical approach would appear to be to let them have your notice 6 months before your 55th birthday. Whether they could then delay the pension until you’re 55 1/2, I wouldn’t like to say.
    littlevanner likes this.
  9. littlevanner

    littlevanner New commenter

    Thank you for all your advice, I will ensure all paperwork is complete by February
    jlishman2158 likes this.
  10. Startedin82

    Startedin82 Established commenter

    My understanding is that, yes, permission to retire early has to be sought from the Governors. They can refuse - but only the once. This begs the question why would they refuse?

    You could do what I did. I resigned my post at Easter aged 59 and then applied for my pension. I was classed as an "out of service" member. No request had to be made of anyone.
    littlevanner likes this.
  11. seasoned

    seasoned New commenter

    If a teacher wants to leave and doesn't want to be there any more, why would any Head, Governing Body, LA or MAT insist that they stay?....not exactly good for morale and performance. I took early retirement in December 2017 and went to see the head the first week back after the summer holidays in September - I explained my intentions and handed in my letter of resignation at the same time.
  12. PeterQuint

    PeterQuint Lead commenter

    They can’t stop you leaving, they can only hold up the pension if you’re wanting to take it early.

    But that aside, I agree. We’re I in that situation, I don’t think I’d be playing ball with them for the enforced six months, and I think when it ended I’d be tempted to stay on their books on full sick pay for half a year.
  13. diddydave

    diddydave Occasional commenter

    I think there may be some possible crossed wires in the question and answer. This page has some of the details I think clear it up: https://www.teacherspensions.co.uk/...ent/types-of-retirement/early-retirement.aspx

    But, in my reading of it:
    1) They cannot delay your resignation by 6 months, only to the normal end of contract/notice dates.
    2) They can ONLY delay your taking of your pension IF you are still employed by them. "Your benefits will be paid the day after you cease pensionable employment.". So applying for benefits whilst employed but to be paid once you have resigned cannot be delayed.

    So, I think, the 6-month issue only comes into effect if you wish to take your pension AND keep working.
    Piranha and PeterQuint like this.
  14. littlevanner

    littlevanner New commenter

    Thank you for all your replies. I will probably put in my notice this term in event. As far as I can work out from TP I cannot apply for my pension more than four months in advance in any event .
    jlishman2158 and PeterQuint like this.
  15. eljefeb90

    eljefeb90 Senior commenter

    Don't leave it too late though. I only worked in two schools, both in the same local authority and the last one for 25 years, so I naturally thought things would be straight forward. They weren't. I had not reckoned on academisation, so I had a totally erroneous break in service for over a year. I am guessing that someone had not done the paper work. I had to get my union involved as the school HR took ages to sort it out and I was naturally eager to nail down my finances. I didn't get my final figures until three weeks before I retired at the start of December.
  16. PeterQuint

    PeterQuint Lead commenter

    Last time I went on and attempted to start, it said six months.

    Could have changed, though.

    Big thing at the moment is the uncertainty about the changes, but I struggle to see how any benefit won’t be backdated.
    littlevanner likes this.

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