I plan to retire a couple of years early at the end of the school year. I have already handed in my notice and opted out of the teacher pension scheme in order to prevent my pension reducing in value based on adjusted final salary. A couple of things have happened and I can’t face going to work any more. I am even considering breaching my contract and just stopping now. Does anyone know how / if breach of contract affects pension entitlement please. I hope things improve and I don’t have to take such drastic action as I want to maintain high standards of professionalism.