Hi. Has anyone ever had any difficulties receiving their pension over the Internet? I live abroad and have my teachers' pension directly paid into my bank account here. There have been no problems for 12 months since I set this up until now, when my January payment still has not arrived, and now my February one is nearly due. Some teachers still prefer to receive their pension by cheque through the post. The TPA has assured me it will arrive, but nearly a month without a pension is no joke. They also tell me that there is no insurance in place if it has been lost, through Internet fraud, for instance, which is even more worrying. What if a cheque gets lost in the surface post, do they have an insurance to cover that?