I had my renewal for my Homecare agreement with British Gas (central heating system, plumbing, electrics and kitchen appliances) and rang to assess what cover to drop to bring the cost down. I ended up with the full cover and over £150 off the renewal! It's even £125 cheaper than I paid last year. Under 10 minutes on the phone and I was quids in. I then did that laborious job of getting comparison quotes for home insurance. I went through that Top cashback site. Ended up saving £70 on my renewal with another company and I will also get £63 cashback in about a month's time. My building and contents insurance on a 4 bed detached house, with legal cover, will hav ecost me a grand total of just £109-23. I've saved £283 today just by shopping around on two renewal quotes. The legal cover, by the way, covers you for employment issues, defending criminal charges, probate issues, motoring issues and paying your lost earnings (up to £100 per day) when on Jury service. That latter one would be really useful for supply teachers.