Hello lovely Tessers, my ancient mobile phone has finally given up the ghost and I need another one fast! However having spent most of yesterday Googling, I can't get my head round all the products available and what I actually need to buy. I don't want a monthly contract so do I need to buy a SIM-free phone and separate SIM? Then again, some SIMs also seem to be on contract! I am also considering buying refurbished but not sure if this is advisable. Any recommendations for make and model also welcome (android only, not i-phone). I don't use much data, just texting and calling. Extremely grateful for any guidance as I feel I am entering a minefield!