Hi, I've just set myself up as a self-employed supply teacher. I've got over 3 and a half years' experience doing supply through agencies and decided to go it alone. Anyway, I'm after some advice about contracts/terms and conditions and public liability insurance. So; 1. Should I send out some sort of contract or terms and conditions prior to a booking? If so, what is the name of the document I should use? I've been given conflicted advice, a friend told me I should send out a Letter of Engagement (she's a self-employed accountant) but having looked this up, it doesn't seem relevant to supply teaching. So I did some research on Google and came across Standard Terms and Conditions for Businesses providing Services. The template I found happened to be from an online legal service so I checked with them and they told me I should use either a Consultancy Agreement or Services Agreement. But needless say they would charge me to set up either. So is there anyone on here who has used one of these documents or similar? 2. Do I need to buy Public Liability Insurance and/or Professional Indemnity Insurance? Again, I've been given conflicted advice. It was actually my union (NASUWT) who brought this to my attention (via their call centre). But on their own website they say that they provide a primary layer of insurance for self-employed teachers. So either the person I spoke to hasn't got a clue or this information is now out of date. Any ideas? Obviously there's no point in asking insurance companies because they will obviously tell me that I need it! PS. This is also a matter of urgency because I've just accepted a booking..... Thanks in advance!!