Terry and Tamsin (aged 24) have been offered a job in a terrible location with an unknown school but which pays loads of money which would allow them to save...say GBP100K in two years if they were willing to kiss &ss, endure a cultural and social desert, and eat very strange things without benefit of Marmite. Moments before they sign up, they receive an offer from Snodgrass academy (Tier One and Bl**dy proud of it). CPD laid on, sunshine on tap, witty, smart culturally sophisticated social set, tennis etc etc...but which will leave them with three thousand quid between them after two years. Curiously enough Jack and Jill (aged 49) have recieved the same offers from two very similar schools in almost identical circumstances! Who would have thought it? What advice would you give to Jack and Jill and to Terry and Tamsin?