I have put this off as long as is possible. I have no idea how to apply make-up. I wear it maybe 3 times a year and am doing it like I did as a teenager ( not good!). I think what I have is not 'right'. (Not Olga Korbett bad but i'm sure it could be improved.) I rarely remember to use moisturiser and have no idea what toner is for. I have always thought that the beauty market is a way to snatch away my money, but being of that age, maybe I should start to be a little more pro-active. Or not... I sometimes think I look a little reddish and that does bother me. Thanks.