Seems a bit scary the prospect in a couple of years of packing this job in. I am going through the calculation process at the moment of working out how much we need to live on. Between myself and my wife I reckon that an annual income of £24000 will be enough. Especially if there is capital to call on for big ticket items. We are both teachers so will both have teachers pensions. How have those that are retired found things- how much has been enough for you?