Hi again BellacJ Phoned LA yesterday to see if they'd managed to process it as I'd missed their deadline of 15th of month. I posted it to them on 19th, asked if they could possibly fast track it. They have ......assure me it was posted on to TP last Friday. So if all goes to plan should be opted out from April1. Not sure what happens then. Will let you know what I hear next. Think my next step has to be to claim age related pension (60 in July). Believe I have to complete form and send in to TP up to 4 months before. So anytime now. Haven't yet looked to see how complicated form is. But am definitely doing it. Fed up of pontificating and trying to work out when is most beneficial time to opt out/ claim pension. Can never get a straight answer from TP about anything to do with future calculations , only the past, which is not a fat lot of use. MInd you, it's at least an improvement that they answer the phone now! Got tired of being 80th in the queue last summer. They do try to be helpful, but will never give a straight answer. Anyway it's done now so shall stop worrying about it. Hope things go smoothly for you in the summer. Will keep you posted if I get any useful info.