I am planning to take early retirement aged 57 and 5 months on 14 August 2022. I am NPA 60 pre 2007, CARE 65 I think. I would like to have an idea how to calculate these things. April 2020 final salary in Scotland is £41412. Years of service minimum 16 years. If I retire at 60 how much do I lose? What is the yearly percentage I lose? Thank you very much.