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Guess the quote

Discussion in 'Personal' started by giraffe, Feb 14, 2012.

  1. giraffe

    giraffe New commenter

    The son of a friend of ours has recently passed his driving test.
    What do you think his highest and lowest insurance quotes are?
    Highest - on his own, f/c with a £1500 car
    Lowest - on his dad's policy

    A prize of a cup of tea for the nearest guesses
  2. wiemaranerlover

    wiemaranerlover New commenter

    As it's probably more than the car is worth, I'll make my own cuppa!

    £2200 f/c own policy
    £1250 on dad's

    Happy brewing!
  3. Having just passed does that mean he's 17/18 years old?
    HIghest £4030
    Lowest, on Dad's policy £1800
    (I don't drink tea, hot chocolate for me please?)
  4. foxtail3

    foxtail3 Star commenter

    If he's got pass plus it maybe a bit cheaper, but highest - £5,500 and lowest £2,150.
    A glass of fizz please, if you're offering.
  5. giraffe

    giraffe New commenter

    Higher, higher.[​IMG]
    (I'll put the kettle on)

    Yes, he's seventeen
  6. dominant_tonic

    dominant_tonic Established commenter

    From my brothers experience on a relatively powerful car for a new driver, I'd guess 7,300 f/c own policy, and 3,500 with dad. What is the car by the way, or nigh on impossible. My brother had wuotes in this range for 2.5 litre mondeo as a nearly new driver.
  7. giraffe

    giraffe New commenter

    Yep, just over £3000 on his dad's policy is the cheapest.
    Cuppa to you.
    Anyone guess the highest?
  8. Mangleworzle

    Mangleworzle Star commenter

    It's what the car is that matters most, not how much it's worth as the damage caused by driving into someone else can be astronomical in even a £200 car. The difference between 3rd party and fully comp for my son at 18 with his first car was negligable.
  9. marymoocow

    marymoocow Star commenter

    There was someone on the news the other day quote £20K. No wonder there are so many uninsured drivers.
  10. Anonymous

    Anonymous New commenter

    Yip. My guess is that there is a rapidly increasing number of young and new drivers driving without insurance because insurance has become all but impossible to afford.
  11. langteacher

    langteacher Occasional commenter

    staged accidents are often in old cars that are insured 3rd party so it may well be cheaper to get it FC.
    If by dad's policy you mean insure the car in dad's name and put him as named driver be very careful about this. If, in the event of an accident they find out that he, not dad, is the main driver, they are within their rights to refuse to pay out.
    If people would stop claiming "whiplash" when there is no whiplash then it would cost us all a lot less.
    Mr L bumped another car a couple of years ago, not a mark, other car slight dent (1st gear edging out) other party were paid out almost £11k!!
  12. giraffe

    giraffe New commenter

    For one year's f/c on an ordinary little car, he was quoted

    ten thousand pounds


  13. Is it out of On The Road by Kerouac? Or Zen and the art of motorcycle maintenance?
  14. giraffe

    giraffe New commenter

    Well, it really ought to be in the crime section!
  15. Did the quote include a free 08 plate mercedes C class?

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