Stupidly, for years, I have been doing my best to plan my pension. As a woman born in the 50s I have been thwarted twice by the government, who keep changing the date I can receive my state pension. Now I am 15 months away from the latest date and I would quite like to know the amount I will get, but I just don't understand the message on the TP website: 'If you reach state pension age between 6 April 2016 and 5 December 2018, the government announced that public service schemes such as the TPS will provide full indexation on the full amount of the members pension payable for life. This includes periods which were formally indexed by the State e.g. Pre 1988 GMPs. Hence, for this group of members, all indexation (where applicable) will be provided by the TPS.' I have 40 years of NI contributions, does anyone understand what this means for my state pension?