Hi there. I'm 54 and got 28 years of TP contributions. I've got 20 plus years of AVC too. Also recently started paying into a SIPP and S&S ISA. Also overpaying on mortgage to hopefully clear it in a years time. Has anyone any further advice as to how I can escape quicker as my current job is brutal and these days I'm feeling my age. I have no doubt there are others like me. When I look at my school these days there are very few of us in our 50s. Lots of youngsters who I can't imagine going the distance. Any advice gratefully received.