Does he have a point? Or is he simply trying to shift the blame from the criminal to the victim? http://www.theguardian.com/uk-news/2016/mar/24/dont-refund-online-victims-met-chief-tells-banks Britain’s most senior police officer has been accused of attempting to shift blame on to victims of online fraud after he suggested consumers should not be refunded by banks if they fail to protect themselves from cybercrime. Sir Bernard Hogan-Howe, the Metropolitan police commissioner, said customers who had fallen foul of online fraudsters were being “rewarded for bad behaviour” instead of incentivised to update anti-virus software and improve passwords. His comments in the Times come as police brace themselves for an expected surge in overall crime figures when cybercrime estimates are included in official statistics for the first time in July. Mind you, could be the thin end of the wedge? In future will we hear: 'sorry, we won't investigate your burglary as you live in a post code which is notorious for crime...You should move to somewhere else...' and 'Your car was stolen, well what do you expect if you actually parked it anywhere but your garage...?'