I don't know what the thresholds are but apply anyway! Even if you are only entitled to a small percentage of it it is better in your pocket than theirs! I was very lucky that i received the full 85% during each of the 4 years of my course. During my final year my husband also went back to college full time and he was able to claim the other 15%!! Hubby is now at university and although i am working full time (first as supply and now as full time MP1) we are still getting the full 85% through his student finance. Need it too as nursery costs £172 per week and older children are at breakfast club for another £40.