Hi, I am an NQT starting my first teaching job in September, and just wondered whether teachers have death in service benefit as part of the standard pay and conditions, ie a lump sum paid to your nominated person should you die while employed. My partner has this with his work, and I had it in my old employment, so we have never bothered with life insurance. I know it's something I could just check with the HT, but I'd be embarrassed if it is an obvious no (which it probably is). We'll get some life insurance just for me if it's not in the teachers' conditions. Thanks in advance for any replies.