Hi, my car is due its MOT and I think it needs new tyres, and possibly a couple of other things. I have had to fork out quite a lot of money this month and can't really afford it. Obviously, I can't drive in a car that doesn't have its MOT so my dad has said he will pay on his credit card, and I'll give him the money back when I get paid. The only thing I am wondering is if the garage will accept payment over the phone from my dad or will the card have to be physically there if anyone knows? Thanks!