Just to clarify the £1300 is a month not a year. I would not expect his mother to look after the child 5 days a week, but any help she offered would be a blessing. I have looked into childcare costs and they are around £700 a month minimum for 5 days a week term time only. This is doable between us. We have also talked about us both working 4 day weeks, which is also doable financially.