... I was gobsmacked. We returned from holiday to find a letter from our insurer (our bank) to let us know that we don't need to do anything to renew our combined buildings and contents insurance, and that the monthly payments will just happen. We normally just bung this paperwork in the drawer but I actually read on to see how much the annual premium was. £1719, yes that's right, £1719. And no, I don't live in a palace - 4 bed detached cottage in a low-risk rural area. So I jumped on the laptop and went onto one of the oft-advertised companies sites, and to get the same (admittedly very good) level of cover came out at... ....£519. Yes, that's £1200 less!!! I was annoyed at the bank but more so with myself for not checking this cost in previous years. Needless to say I switched insurers. Worth checking what you're paying. I'm glad I did.