So, one of the searches for the house im buying has come back stating that the house is in a chancel repair liability area, and if the church needs repairing they are within their rights to demand we all contribute! I am atheist, and actually found this laughable. What an archaeic law! They are asking if I want indemnity insurance, so considering ive never heard of this before my question to you helpful bunch is; Is it worth it? Is it expensive? Is it actually likely to happen considering the house is in a built up suburb of many people? I dont even know where the church is!!