I'm in the process of finalising a settlement agreement and in need of some advice from @TheoGriff. I've followed your advice about departure dates etc but I'm going to have three handicaps when I start applying for new jobs: an agreed reference, long term absence with work related stress and then of course I'll be unemployed at the point of applying. My question is how do I present this in a letter of application? I can't just ignore of course, but can't tell the full story because I'll be gagged by the agreement. What would you suggest? Thanks in advance for any suggestions.