My pension statement was recently updated on the TP website and it shows my average salary has been reduced and I have lost well over a thousand on my lump sum and about £500 a year off my annual pension sum. Now this comes at a time when I had decided I had enough and having read this forum and learned a lot ( thanks to you all) I decided to finish at 55 (this summer). Spoke to TP when they changed the website and asked about potential changes due to differences in inflation but was told they could not help me with that and to use the calculators. Re calculated outgoings as things were very tight and decided to give it one more year and finish summer 2017. Now it appears the extra year will not be what was estimated before the update on TP. Furthermore, the TP statement shows the 2015-2016 statement with reduced salary and the Current statement (a difference of 5 days) shows a further £10 reduction in average salary. 1) Does this mean that the longer I continue to work next year the lower my average salary will be and hence my pension ? 2) Would I be better off leaving at Christmas? 3) Does anyone know how to calculate the effect of inflation so i can work out if there will be future reductions? Feel devastated. Any help/ replies much appreciated.