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25p to use my credit card!

Discussion in 'Personal' started by harsh-but-fair, Dec 23, 2010.

  1. oldsomeman

    oldsomeman Star commenter

    a lot of the shops wont allow you to pay witha debit card unless the price of the goods is ober £10...except tescos and the ilk..they suffer the charges.
  2. It was 25p for goodness sake. It is not a rip off - some of us have already explained to you why those charges are made.
  3. Again, they have the power to negotiate better rates from card companies. Even the jump from a few thousand to a few tens of thousand transactions can make a big difference in the rates offered - imagine how many transactions Tesco have?
  4. oldsomeman

    oldsomeman Star commenter

    yes i can......i was in te queues today lol
  5. The big supermarkets refused to take debit cards when first introduced as the charges were so high. They cut a deal with the banks on account of their high volumes and importance in pursuading customers to use the cards.
  6. blazer

    blazer Star commenter

    It is 25p for the pleasure of spending money in their shop! That is why I will always pay cash or not shop there is they charge. Biggest ever rip off was a holiday I paid for some years back. The balance to pay was £3.5K and the travel agent had a 4% charge so that would have been another £140! So we took the cash from the bank, crossed the road and paid it into the travel agent! After I got the receipt I said that my brother would be popping in later, they would recognise him instantly as he would be wearing a stocking mask!
  7. It is 25p for the convenience of paying with a credit card.

  8. blazer

    blazer Star commenter

    Convenient for who? How much do shopkeepers lose through staff theft from the till. Much less likely with sales on plastic!
  9. Nothing if they have decent procedures in place.
    I worked in a newsagents when I was younger and it would have been quite difficult to take anything from the till!
  10. I have worked the tills. It is nigh on impossible to fiddle.

  11. anon468

    anon468 New commenter

    Gosh, I've never been charged to use my debit card or credit card (even Amex).
    I guess I'm just lucky. And grateful!
  12. jazz2

    jazz2 New commenter

    I have a local shop that charges to use a debit card for purchases under £10. They don't do it because they gain anything from it. They are more than happy to hold anything I want to buy while I cross the road to the cashpoint, so I can pay in cash.
    Another local business stopped taking any card transactions at all, a few months before it went under. It never had a high turnover, so bank charges were just more than it could cope with.

  13. lexus300

    lexus300 Star commenter

    Just found this, my how we change:) some old names and some still here;)
    ScotSEN likes this.

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